We’ve all heard that improving your credit score is an important part of your financial story but can you do it without a job? The answer is yes, but it will be a challenge. This year has been tough and some of you reading this, maybe even you, have been put out of a job. You’re…
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Young adults around the world have access to some of the most powerful and varied forms of information thanks to the internet. But it can be confusing or difficult to find the right information to better equip themselves to deal with their finances. In this article, we are going to look at what we believe…
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Credit card debt haunts thousands of people per year and most are looking for a way to get rid of it as fast as possible. A way to do this is to roll your credit card debt into your mortgage. This way out of debt is becoming more popular. The big question is can you…
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Debt, specifically credit card debt and auto loans, is one of the most crippling pieces of most people’s financial story. What seems like a good purchase at the time quickly becomes years and years of payments. Those payments include tens of thousands of dollars of interest to the bank. And for what? A car you…
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Annual fee credit cards offer some great rewards that you can’t find in regular credit cards. But this begs the question is paying the annual fee actually worth it? I wrote an article a whole back outlining how credit card rewards work but I left out one key element, the math. Is it worth having…
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My worst fear happened this month. I missed a credit card payment. Yes, as someone who tells you to follow the golden rule of credit cards, I know that I messed up. I didn’t follow my own rule but don’t write me off yet. I didn’t do it on purpose so allow me to explain.…
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It’s no secret that it can be challenging to get a credit card if you have a low credit score. Let’s talk about which cards go with which scores. I have scoured all over the internet, reading hundreds of articles, and watching way too many YouTube videos and I got almost nowhere. The truth is…
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Another article about credit cards? Well yes, but this time it is the airline credit card the Gold Delta Skymiles Credit Card. Before you click off the article hear me out. Airline credit cards are a little different than your normal travel credit cards like the Chase Sapphire Preferred or Amex Gold card. Airline credit…
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The American Express Gold Card is a card I added to my wallet over six months ago and I’m going to be honest, I love it. I have more than my fair share of cards but I seriously mean it. This card is one of the top credit/charge card options out there. Why do you…
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Banff National Park. Chances are if you have any form of social media then you have seen this place. Twitter, Facebook, and most obviously Instagram have made Banff National Park a destination that everyone wants to visit. I, my girlfriend, and two of our friends were no exception. Banff and the surrounding area was absolutely…
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