This blog post isn’t going to have any groundbreaking information in it. Some of you reading this might think to yourself isn’t this obvious? Why haven’t you been doing this all along you doofus? Others of you will relate though. Through conversations and just looking around, you’ll see what I’m talking about. It’s everywhere. The…
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I’m going to give you the best financial advice you will ever read and ever need. But first, a disclaimer: *nothing in this post is financial advice, it is all my personal opinion and experiences and you should do whatever you think is best with your own finances* I know that seems a little weird.…
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8/14/2022 Today was a tough day. I said goodbye to my wife as she started an 8-week travel nursing assignment in a different state. No, she will not be gone for 8 weeks straight but this will be the most we’ve been away from each other in a long time, in fact, years. Believe it…
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Making content online has been one of the best choices I’ve ever made but I’ll be honest, I didn’t realize the amount of work that went into it and how unhealthy it could be. I’ve been needing to talk about this for a while but have trouble putting my thoughts on paper so I want…
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I’ve been thinking quite a bit recently about how much money there is in the world and why we as a planet, let alone a nation in the United States, still struggle. Let’s be honest, there is plenty of money in the world to support everyone. For this article though let’s just focus on the…
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What is the 50/30/20 Budgeting technique? The 50/30/20 budgeting strategy is a basic set of rules to follow to enable people to achieve their financial goals and better manage their finances. In her book “All Your Worth,“ Elizabeth Warren goes into a simple plan on how to divide your after-tax income and determine how to…
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Let’s get one thing straight before we get into this post: Caffeine is amazing. Now, like most of you reading this, I love caffeine and how it makes me feel. Because of that energy boost I love, I would have it in some fashion almost every morning. Okay, I had it every single morning. It…
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Credit card debt haunts thousands of people per year and most are looking for a way to get rid of it as fast as possible. A way to do this is to roll your credit card debt into your mortgage. This way out of debt is becoming more popular. The big question is can you…
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Debt, loan, and line of credit are terms that are often used synonymously but they don’t all mean the same thing. What is the difference between debt, a loan, and a line of credit? Loans and lines of credits are two different types of debt. Debt is an amount of money borrowed from one party…
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We have all heard that having a good credit score is important but what does it mean if you have a credit score of zero or no credit score at all? Having a credit score of 0 or no credit at all is no reason to panic. All that it means is you’ve never had…
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