I’m going to give you the best financial advice you will ever read and ever need. But first, a disclaimer: *nothing in this post is financial advice, it is all my personal opinion and experiences and you should do whatever you think is best with your own finances* I know that seems a little weird.…
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8/14/2022 Today was a tough day. I said goodbye to my wife as she started an 8-week travel nursing assignment in a different state. No, she will not be gone for 8 weeks straight but this will be the most we’ve been away from each other in a long time, in fact, years. Believe it…
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Making content online has been one of the best choices I’ve ever made but I’ll be honest, I didn’t realize the amount of work that went into it and how unhealthy it could be. I’ve been needing to talk about this for a while but have trouble putting my thoughts on paper so I want…
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I’ve been thinking quite a bit recently about how much money there is in the world and why we as a planet, let alone a nation in the United States, still struggle. Let’s be honest, there is plenty of money in the world to support everyone. For this article though let’s just focus on the…
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What is the 50/30/20 Budgeting technique? The 50/30/20 budgeting strategy is a basic set of rules to follow to enable people to achieve their financial goals and better manage their finances. In her book “All Your Worth,“ Elizabeth Warren goes into a simple plan on how to divide your after-tax income and determine how to…
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Let’s get one thing straight before we get into this post: Caffeine is amazing. Now, like most of you reading this, I love caffeine and how it makes me feel. Because of that energy boost I love, I would have it in some fashion almost every morning. Okay, I had it every single morning. It…
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Credit card debt haunts thousands of people per year and most are looking for a way to get rid of it as fast as possible. A way to do this is to roll your credit card debt into your mortgage. This way out of debt is becoming more popular. The big question is can you…
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Debt, loan, and line of credit are terms that are often used synonymously but they don’t all mean the same thing. What is the difference between debt, a loan, and a line of credit? Loans and lines of credits are two different types of debt. Debt is an amount of money borrowed from one party…
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We have all heard that having a good credit score is important but what does it mean if you have a credit score of zero or no credit score at all? Having a credit score of 0 or no credit at all is no reason to panic. All that it means is you’ve never had…
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Taxes are a constant that none of us really enjoy having to pay or even talk about but it is a fact of life. One of my favorite quotes of all time actually has to do with taxes. In this world nothing can be certain except death and taxes” – Benjamin Franklin Leave it to…
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