Hey! I'm Shelby Grosch,

Young Dumb and NOT Broke?! started out as a book with a goal of creating straight forward, easy to use, and sustainable financial advice for young adults. This site is an extension of the book, and through our articles and course you will be able to cut through the noise and useless financial advice and get you back to the basics.

Our resources will allow you to become comfortable with the topic of money and give you the ability to build yourself the life you have always wanted.

Visit the blog or check out our course, Money Made Easy, to see how we can start helping you.


Money can be confusing. By understanding the building blocks of personal finance, you will empower yourself with financial toolbox to build long-term wealth.

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Traveling may seem expensive and out of reach for most but what if we showed you it’s not? Read up on our tips as well as some of our favorite budget travel destinations.

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Building a financial blueprint should be 100% personalized. Take some of these quick tricks and build out a plan that you are comfortable with.

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Take Our Money Personality Quiz!

Learn more about your money habits in 3 minutes


Featured Articles

New to the site? Check out some of our favorite articles from the last month.

Most Financial Advice Is Terrible and Here’s Why

As this blog has grown you may have noticed that my tone has changed. What started out as straightforward financial thoughts (never advice because I’m not licensed to give it)[…]

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Reflections on 2022 And What I’m Focusing On In 2023

This blog post has taken me way too long to write as I’ve really been struggling to reflect on 2022. Whenever I think about the last year all I come[…]

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The Best Financial Advice You’ll Ever Get – *Not Financial Advice*

I’m going to give you the best financial advice you will ever read and ever need. But first, a disclaimer: *nothing in this post is financial advice, it is all[…]

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Money Made Easy – A YD&NB Course

If you are ready to take control of your finances once and for all then our Money Made Easy course is for you. This is the course you wish you would have taken years ago. But there is no better time to take control of your finances then right now!

This course includes:

          – 17 Video Lessons
          – 32 Text Lessons
          – 6 Downloadables
          – Quizzes and more

Click the button below to learn more!