Hey! I'm Shelby Grosch,

Young Dumb and NOT Broke?! started out as a book with a goal of creating straight forward, easy to use, and sustainable financial advice for young adults. This site is an extension of the book, and through our articles and course you will be able to cut through the noise and useless financial advice and get you back to the basics.

Our resources will allow you to become comfortable with the topic of money and give you the ability to build yourself the life you have always wanted.

Visit the blog or check out our course, Money Made Easy, to see how we can start helping you.


Money can be confusing. By understanding the building blocks of personal finance, you will empower yourself with financial toolbox to build long-term wealth.

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Traveling may seem expensive and out of reach for most but what if we showed you it’s not? Read up on our tips as well as some of our favorite budget travel destinations.

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Building a financial blueprint should be 100% personalized. Take some of these quick tricks and build out a plan that you are comfortable with.

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Take Our Money Personality Quiz!

Learn more about your money habits in 3 minutes


Featured Articles

New to the site? Check out some of our favorite articles from the last month.

5 Steps To Improve Your Credit Score Without A Job

We’ve all heard that improving your credit score is an important part of your financial story but can you do it without a job? The answer is yes, but it[…]

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5 Important Credit Card Tips For Young Adults

Young adults around the world have access to some of the most powerful and varied forms of information thanks to the internet. But it can be confusing or difficult to[…]

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How To Be A Good Human – Two People I Look Up To

When you think about what you want to be when you grow up, what comes to mind? That’s kind of a cliché I know, but recently I’ve been thinking a[…]

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Money Made Easy – A YD&NB Course

If you are ready to take control of your finances once and for all then our Money Made Easy course is for you. This is the course you wish you would have taken years ago. But there is no better time to take control of your finances then right now!

This course includes:

          – 17 Video Lessons
          – 32 Text Lessons
          – 6 Downloadables
          – Quizzes and more

Click the button below to learn more!