Hey! I'm Shelby Grosch,

Young Dumb and NOT Broke?! started out as a book with a goal of creating straight forward, easy to use, and sustainable financial advice for young adults. This site is an extension of the book, and through our articles and course you will be able to cut through the noise and useless financial advice and get you back to the basics.

Our resources will allow you to become comfortable with the topic of money and give you the ability to build yourself the life you have always wanted.

Visit the blog or check out our course, Money Made Easy, to see how we can start helping you.


Money can be confusing. By understanding the building blocks of personal finance, you will empower yourself with financial toolbox to build long-term wealth.

Read More


Traveling may seem expensive and out of reach for most but what if we showed you it’s not? Read up on our tips as well as some of our favorite budget travel destinations.

Read More


Building a financial blueprint should be 100% personalized. Take some of these quick tricks and build out a plan that you are comfortable with.

Read More

Take Our Money Personality Quiz!

Learn more about your money habits in 3 minutes


Featured Articles

New to the site? Check out some of our favorite articles from the last month.

Man’s Search For Meaning and Community

This blog post isn’t going to have any groundbreaking information in it. Some of you reading this might think to yourself isn’t this obvious? Why haven’t you been doing this[…]

Read more

The Best Way To Change A Habit – Rip The Bandaid Off

Lately, I’ve been thinking about how I’m spending my time and the things I want to learn/do. This has mainly been brought on by the fact that we added a[…]

Read more

I Need A Physical Challenge… So Let’s Go For A Run

I’ve been searching for something challenging to do for a while now. I have a void that needs to be filled and I’m currently writing this after getting my ass[…]

Read more