As humans, we hate change. It is our nature to find what works for us and stick to it. Change is hard. It’s uncomfortable. Why do we have to change if what we’re doing isn’t hurting anything? The question we should be asking ourselves is “is this good enough?”. Sure, maybe what you’re doing isn’t…
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Most people that go to college end up with student loan debt. Often it’s seen as a means to an end, as in you have to spend a little money (or a lot) in order to improve your life. Most of the time we try to stay away from debt but could this kind actually…
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When you are 18 years old the world is an open book. You think you know it all but there is so much to learn and you’ll soon find out, sometimes the hard way. I was a punk at 18 and made some awful choices. Luckily those choices weren’t too damaging and I turned out…
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The Federal Reserve has been cutting interest rates and it has been raising alarms. But what does this really mean for young people? The Federal Reserve cutting interest rates is going to affect the interest rates on your savings, money market, and other interest-bearing accounts. Along with that, your credit card interest rate may drop…
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Investing in real estate, especially a multifamily unit or duplex, is a huge deal. It’s a decision with hundreds of thousand of dollars on the line and many unforseen risks. It’s a decision that should take time and careful evaluation. In an ideal world, you will have a mentor that has already been through the…
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Chances are that right now, you are either working from home or in full-on quarantine mode. From everyone I’ve talked to, life pretty much sucks right now and I get it. Let’s do a small exercise to take your minds off things or at the least, give you something to do if you’re bored. I…
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A lot has been changing in our world recently but today let’s talk about the market specifically and answer the question: “is now the time to buy?”. This is not my favorite question by far. Why? Well, it most likely means that you haven’t been buying already. I’m not talking about the last couple of…
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What a crazy time we are living in. Coronavirus is spreading, the Fed is cutting rates to zero, people are panic buying toilet paper. There is a lot going on and honestly, I just need this blog post to put my thoughts on paper. Before I even start word vomiting all over this blog post,…
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You’ve decided you want to buy a new property. You’re taking the leap but before you can find that dream home, you need to get pre-approved for a mortgage from your bank. All too often I see people skip this first step and jump straight into house hunting on Zillow or Trulia. Or even worse,…
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Savings accounts have been around for as long as there have been banks. Some people believe they aren’t worth it because they actually lose you money. How is this possible and does this mean you shouldn’t use a savings account? Are you losing money in a savings account? In short, yes you most likely are.…
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