I can distinctly remember the first time dollar I made from a product online. I didn’t create the product with the intention to sell it but it would forever spark my interest in what else the internet could offer me. That was more than six years ago now and that product was a Microsoft Excel…
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Credit card debt haunts thousands of people per year and most are looking for a way to get rid of it as fast as possible. A way to do this is to roll your credit card debt into your mortgage. This way out of debt is becoming more popular. The big question is can you…
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Most people that go to college end up with student loan debt. Often it’s seen as a means to an end, as in you have to spend a little money (or a lot) in order to improve your life. Most of the time we try to stay away from debt but could this kind actually…
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Debt, loan, and line of credit are terms that are often used synonymously but they don’t all mean the same thing. What is the difference between debt, a loan, and a line of credit? Loans and lines of credits are two different types of debt. Debt is an amount of money borrowed from one party…
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We have all heard that having a good credit score is important but what does it mean if you have a credit score of zero or no credit score at all? Having a credit score of 0 or no credit at all is no reason to panic. All that it means is you’ve never had…
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Debt, specifically credit card debt and auto loans, is one of the most crippling pieces of most people’s financial story. What seems like a good purchase at the time quickly becomes years and years of payments. Those payments include tens of thousands of dollars of interest to the bank. And for what? A car you…
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When you are 18 years old the world is an open book. You think you know it all but there is so much to learn and you’ll soon find out, sometimes the hard way. I was a punk at 18 and made some awful choices. Luckily those choices weren’t too damaging and I turned out…
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Taxes are a constant that none of us really enjoy having to pay or even talk about but it is a fact of life. One of my favorite quotes of all time actually has to do with taxes. In this world nothing can be certain except death and taxes” – Benjamin Franklin Leave it to…
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The Federal Reserve has been cutting interest rates and it has been raising alarms. But what does this really mean for young people? The Federal Reserve cutting interest rates is going to affect the interest rates on your savings, money market, and other interest-bearing accounts. Along with that, your credit card interest rate may drop…
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I can already take a guess that many of you that read the title of this article are rolling your eyes. You are thinking to yourself “is this guy really about to tell me that money is one of the most important things in my life?” Well, I am and I’m not. Confused yet? I…
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