Blog

Why Is Changing Your Financial Habits So Hard?

As humans, we hate change. It is our nature to find what works for us and stick to it. Change is hard. It’s uncomfortable. Why do we have to change if what we’re doing isn’t hurting anything? The question we should be asking ourselves is “is this good enough?”. Sure, maybe what you’re doing isn’t…
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Should You Go To College? My $50,000 Mistake

College, college, college. I’m not going to lie I loved college. But I’m not sure I loved it for all the right reasons. Sometimes I ask myself if I should have even gone to college in the first place. From my perspective, I spent ~$46,000 on a degree that I don’t use in my everyday…
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The Best 7 Passive Income Ideas for 21-25 Year Olds

Welcome back to Young, Dumb, and Not Broke where it is our goal to simplify your finances, help you to build a sustainable income, and show you how to become financially independent. In today’s article, we’ll be demystifying the best 7 passive income ideas for 21-25 year olds. These tips could apply to you at…
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5 Steps To Improve Your Credit Score Without A Job

We’ve all heard that improving your credit score is an important part of your financial story but can you do it without a job? The answer is yes, but it will be a challenge. This year has been tough and some of you reading this, maybe even you, have been put out of a job. You’re…
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5 Important Credit Card Tips For Young Adults

Young adults around the world have access to some of the most powerful and varied forms of information thanks to the internet. But it can be confusing or difficult to find the right information to better equip themselves to deal with their finances. In this article, we are going to look at what we believe…
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How To Be A Good Human – Two People I Look Up To

When you think about what you want to be when you grow up, what comes to mind? That’s kind of a cliché I know, but recently I’ve been thinking a lot about WHO I want to be when I grow up. Maybe this is another branch of my self-improvement tree that started with giving up…
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How To Save For Travel When You’re Young, A Student, Or Even Broke

Travel is one of the greatest wonders in life. It teaches you more things than you could ever imagine about yourself and the world. But how can you save for travel when you are young, a student, or even broke? These three things obviously present some obstacles but it isn’t impossible. All it will take…
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Netflix’s The Social Dilemma – A Must Watch For Any User Of The Internet

Last night my fiance and I sat down to watch some Netflix. A normal night for most but what we watched would be one of the best pieces of TV I have seen in a long time. The show was called The Social Dilemma and if you use the internet (which you obviously do) then…
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$5,000 Per Month In Passive Income By 30 – Here’s How

Building, maintaining, and then re-investing in passive income streams has always been something that has interested me. I mean who doesn’t want to get paid while they sleep? Now, if you have read or watched any of my past content on passive income you know I say that half-way jokingly. Passive income will pay you…
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I Gave Up Social Media – Here’s Why It’s Time You Take A Break

Social media and the internet in general is a huge part of our lives. Most of us are on these platforms everyday, and maybe even hours at a time. They are fun, entertaining, and you can access some of the smartest, coolest, most amazing people in the world from your phone. Now, we’ve all heard…
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