Blog

Why Your Credit Score Is 0 Or Doesn’t Exist And What That Means

We have all heard that having a good credit score is important but what does it mean if you have a credit score of zero or no credit score at all? Having a credit score of 0 or no credit at all is no reason to panic. All that it means is you’ve never had…
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Should You Pay Off A Credit Card Or Auto Loan First? How To Decide

Debt, specifically credit card debt and auto loans, is one of the most crippling pieces of most people’s financial story. What seems like a good purchase at the time quickly becomes years and years of payments. Those payments include tens of thousands of dollars of interest to the bank. And for what? A car you…
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What Is The Best Investment When You’re 18 Years Old

When you are 18 years old the world is an open book. You think you know it all but there is so much to learn and you’ll soon find out, sometimes the hard way. I was a punk at 18 and made some awful choices. Luckily those choices weren’t too damaging and I turned out…
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Do You Need To Hire An Accountant For Your Taxes? A Guide For Millennials

Taxes are a constant that none of us really enjoy having to pay or even talk about but it is a fact of life. One of my favorite quotes of all time actually has to do with taxes. In this world nothing can be certain except death and taxes” – Benjamin Franklin Leave it to…
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What The Fed Cutting Interest Rates To 0% Means For Young People

The Federal Reserve has been cutting interest rates and it has been raising alarms. But what does this really mean for young people? The Federal Reserve cutting interest rates is going to affect the interest rates on your savings, money market, and other interest-bearing accounts. Along with that, your credit card interest rate may drop…
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The Keys To The Good Life – Health & Money

I can already take a guess that many of you that read the title of this article are rolling your eyes. You are thinking to yourself “is this guy really about to tell me that money is one of the most important things in my life?” Well, I am and I’m not. Confused yet? I…
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How Much Does It Cost to Buy A Duplex – House Hacking A Duplex

Investing in real estate, especially a multifamily unit or duplex, is a huge deal. It’s a decision with hundreds of thousand of dollars on the line and many unforseen risks. It’s a decision that should take time and careful evaluation. In an ideal world, you will have a mentor that has already been through the…
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3 Thoughts On The $1,200 Stimulus Check (Economic Impact Payments)

I’m a little late to the party with this post on the 2020 stimulus checks as some of you have already received yours. But I keep getting asked questions so I’d like to try to answer some of them. Before I answer those questions, let’s just set the stage here. Imagine you are trying to…
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Putting Out Content Has Become Tough – Coronavirus Writer’s Block

Over the last 18 months, I have made it a priority to pump out as much content as I can for YD&NB. It’s been a rewarding process to track the numbers and I’ve learned so much as a creator and blogger. Hopefully, I also helped a few of you out along the way. But over…
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The Chain Effects COVID-19 Will Have On Small Businesses

Chances are that right now, you are either working from home or in full-on quarantine mode. From everyone I’ve talked to, life pretty much sucks right now and I get it. Let’s do a small exercise to take your minds off things or at the least, give you something to do if you’re bored. I…
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