Can you believe the holiday season is already here? It seems the older I get the faster time moves. Whether you’re ready or not Thanksgiving is this week and Christmas is right on its heels. Personally, I love the holidays especially the tacky Christmas music. Unfortunately, the holidays can be extremely stressful for some…
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At the beginning of October, I told you I wasn’t going to eat out or buy alcohol during the week for the whole month. When I reviewed my budget I saw that a large number of my expenses were going into these two buckets. While the actual dollar amount varied by month it came…
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We’ve all heard the statement that money will never buy you happiness. Our usual response? Well, it sure wouldn’t hurt. While it may help, the fact of the matter is that money problems happen to everyone, even people with millions. The number of people who have more money than they could ever imagine only…
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I’ve always struggled with understanding why money is such a taboo topic. 99% of people avoid having important conversations around finances and in my opinion its a huge problem. I believe the phrase honesty is the best policy is especially true when it comes to money. The number of fights between family members that…
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While reading some of my favorite personal finance blogs this weekend I stumbled across a post from almost a year ago by J.D. over at Get Rich Slowly. J.D. outlines an awesome way that I’ve never heard of for measuring where you are wealth wise. The formula he uses is called the Lifetime Wealth…
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If you trade stocks, have a 401(k), or any other sort of retirement fund then I’d highly suggest not looking at your account balance today. Yesterday was a bad day for the market overall. I don’t mean a bad week, I mean the worst single day since February of this year. Blue chips stock…
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Globe Photos/ZUMAPRESS No matter who you are, where you live, or how you are brought up you will never avoid two things: death and taxes. Benjamin Franklin once said: “In this world, nothing can be said to be certain, except death and taxes”. The crazy thing is even after you die, anything you own…
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. It’s a day you’ve been waiting for for years. It’s finally time to get rid of that old piece of junk hand me down and buy a new car. While you will forever be grateful for your grandma giving you that 1999 Toyota Camry you know it’s time for an upgrade. While your first…
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There sure isn’t a lack of optionality when it comes to banking products today. It can be quite overwhelming when looking over your choices and trying to decipher the technical terms that these companies use. The types of cards they offer aren’t excluded either. While there are many I could cover the three most common…
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Now before you even start reading this article I already know what you are thinking. “Shelby is money all you ever think about?” Well to answer your question, no and this post has little to nothing to do with money. Instead, it’s about applying a basic concept that is most used in personal finance,…
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