Do you have a savings account or do you think savings accounts are just for old people? I can say without a doubt, savings accounts are NOT just for old people and something that you may want to consider opening. Before we get into that, let’s answer the burning question: Are savings accounts worth it?…
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If you have been following Young, Dumb, and NOT Broke?! for any length of time now, you know I’m a huge fan of credit card rewards. What we haven’t talked about yet is which is better; cash back or credit card reward points? This is a question that no single blog post, YouTube video, or…
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My first year of blogging is complete and it just seems crazy to even type that. It feels like just yesterday, I was searching for a creative outlet to share my thoughts and ideas surrounding personal finance. Thinking back on this last year, all I can say is wow. The amount of things I have…
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You aced the interview and got a new job. But now you have to relocate yourself halfway across the country. Relocating for a new job is a big life event, but you can minimize the stress and don’t have to break the bank. Right after college, I got a job offer for a full-time job…
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After years and years of perfecting your particular craft, you want to share it with the world and teach others. You decide you want to write a book, or at least you think you do. Just one problem. How’s an average person like you going to do that? The answer is to self publish on…
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In the world of personal finance, ratios are confusing. There are hundreds of them and very few are applicable to the average person. Some do though, like the debt to income ratio. All too often this extremely important ratio is confused with another, the debt to equity ratio and that’s a problem. Debt to income…
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Today I turn 25. It hurts to even type that but here I am alive and happy. This post is all about my inner thoughts. Nothing here is SEO (search engine optimization) friendly, the spelling and grammar will suck, there is no keyword research involved and frankly, I don’t think many people will read it.…
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Having a good reliable bank is one of the key things you need to do to make your financial life easier. In my book, Young, Dumb, and NOT Broke?! I wrote about how setting up your accounts was one of the three pillars to financial success. One of the problems people constantly express to me…
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In 2017, President Donald Trump signed a major overhaul to our tax system. This new system promised to help the average American pay less in taxes and keep their hard earned money. To be honest, I didn’t really know how Trump’s tax plan would affect me until now. My taxes have been filed and I…
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This morning I wanted to run an experiment and take to Twitter to see what was happening on this beautiful Sunday morning. If you didn’t know you can search certain terms and see who is tweeting about what. Usually, this is done by picking a certain hashtag but it’s also possible to just type in…
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