Taxes are a constant that none of us really enjoy having to pay or even talk about but it is a fact of life. One of my favorite quotes of all time actually has to do with taxes. In this world nothing can be certain except death and taxes” – Benjamin Franklin Leave it to…
Read more
I’m a little late to the party with this post on the 2020 stimulus checks as some of you have already received yours. But I keep getting asked questions so I’d like to try to answer some of them. Before I answer those questions, let’s just set the stage here. Imagine you are trying to…
Read more
Chances are that right now, you are either working from home or in full-on quarantine mode. From everyone I’ve talked to, life pretty much sucks right now and I get it. Let’s do a small exercise to take your minds off things or at the least, give you something to do if you’re bored. I…
Read more
To be honest, I hate that I’m having to write another post about the coronavirus situation but here we are. I would love to tell you this will be my last post about the virus but chances are that won’t be true. In case you missed anything and want to get caught back up here…
Read more
Do you have a savings account or do you think savings accounts are just for old people? I can say without a doubt, savings accounts are NOT just for old people and something that you may want to consider opening. Before we get into that, let’s answer the burning question: Are savings accounts worth it?…
Read more
If you have been following Young, Dumb, and NOT Broke?! for any length of time now, you know I’m a huge fan of credit card rewards. What we haven’t talked about yet is which is better; cash back or credit card reward points? This is a question that no single blog post, YouTube video, or…
Read more
My first year of blogging is complete and it just seems crazy to even type that. It feels like just yesterday, I was searching for a creative outlet to share my thoughts and ideas surrounding personal finance. Thinking back on this last year, all I can say is wow. The amount of things I have…
Read more
You aced the interview and got a new job. But now you have to relocate yourself halfway across the country. Relocating for a new job is a big life event, but you can minimize the stress and don’t have to break the bank. Right after college, I got a job offer for a full-time job…
Read more
After years and years of perfecting your particular craft, you want to share it with the world and teach others. You decide you want to write a book, or at least you think you do. Just one problem. How’s an average person like you going to do that? The answer is to self publish on…
Read more
In the world of personal finance, ratios are confusing. There are hundreds of them and very few are applicable to the average person. Some do though, like the debt to income ratio. All too often this extremely important ratio is confused with another, the debt to equity ratio and that’s a problem. Debt to income…
Read more
