Category: Financial Basics

Is a 680, 700, or 720 Credit Score Good? What’s the Difference?

One of the first articles on this site was about credit scores. It is absolutely one of the basic necessities of personal finance that for some reason, people just neglect. That article, Save Yourself Thousands by Understanding Your Credit Score, gives a great macro view of credit scores and what all goes into building them.…
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How Much Does A Puppy Cost? Food, Medicine, Toys, and More

Exactly six months ago I did something that I had been wanting to do for years. Between graduating from college, moving to a different state, and not being where I wanted to be financially I couldn’t justify it. I’m of course talking about getting a puppy. I kept telling myself to wait and that eventually…
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Benefits of Becoming a Union Electrician Instead Of Going To College

When I was in high school, I had the thought that I needed to go to college embedded in my brain. That was the next step after graduation and for me, there didn’t seem to be another option. But what if I told you there was a potentially BETTER option. One that I’ve actually taken…
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How To Start House Hacking When You’re Under 25

For the last five years, I have been house hacking. In fact, I was house hacking before I even knew what it was and how powerful of a tool it could be. House hacking when you’re under 25 can be a rough road but it teaches you a lot about real estate investing. It all…
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How A Big Tax Refund Is Actually Costing You Money

Tax season is here and it’s time for everyone to enjoy their tax refunds, maybe. 2018 was the first year of the major tax system overhaul put in place by Donald Trump. Some people think that this new system is rigged in favor of the rich while others think it helped the average American. I’m…
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Do You Need A Financial Advisor When You’re Under 25?

Financial advisors are one of the most misunderstood services today and that is no one’s fault but their own. They come in many shapes and sizes, offering basic planning to a full menu of products like insurance, estate planning, and fund managing. Moreover, each individual is different. Some act like a used car salesman that…
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Making Money Swing Trading: A Helpful Illustrated Guide

I’m going on my ninth year of swing trading and it has been such a wild ride. At first, I would just buy stocks of companies I knew, then I moved on to following the advice I got from CNBC. Now, many years later I have my own way of swing trading that has been…
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taxes

A 70% Tax On The Rich Won’t Work For This One Simple Reason

Alexandria Ocasio-Cortez has ruffled feathers yet again in Washington with her idea of a 70% tax rate on the rich. Depending on what side of the fence you stand on this may seem like the right or wrong thing to do. I’m not here to tell you which side on the fence you should be…
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Accountability Partner – The Hidden Secret To Reaching Your Goals

2018 is over, well almost over, and it has been quite the year. With the New Year coming up that means one thing is for certain: New Year’s resolutions. Personally, I’m not a fan of the term resolution for the simple reason that I think society has changed the meaning. Instead of it being something…
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student loans

How to Pay Off $25,000+ in Student Loans in 5 Years!

  Let’s talk about everyone’s favorite topic; student loans. I know they aren’t the most exciting topic. In fact, they are extremely boring but learning to understand them may be the most important thing you can do for your finances. Student loans are approaching a tipping point with a total national debt quickly headed towards…
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