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Couples finances 2

Questions You Need To Ask Your Spouse About Money

  A couple weeks ago I published the article How Different Couples Eliminate the Stress of Money. In that article, I tried to drive home the fact that you must communicate with your partner, especially about money, if your relationship is going to last for the long haul. I didn’t go to in depth on…
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Used Car

Seven Tips For Purchasing Your Next Car

. It’s a day you’ve been waiting for for years. It’s finally time to get rid of that old piece of junk hand me down and buy a new car. While you will forever be grateful for your grandma giving you that 1999 Toyota Camry you know it’s time for an upgrade. While your first…
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Different Types of Retirement Accounts

Your Retirement Account Options – Part 4

  As we have previously learned setting yourself up for a successful retirement can be boiled down to consistently funding a retirement account over a long period of time. This is honestly 80% of the work but for some reason, most people refuse to do it. You aren’t like most people though and you have…
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4 Reasons You Shouldn’t Trade Stocks

  You don’t have to be involved in the world of stock trading to hear news about the market. Most of you likely scroll past it on social media every day and don’t pay any attention to it. If you consume any form of media whether it is through TV, internet, or radio you have…
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Credit vs debit vs edt

Debit, Credit, and EBT Cards Explained

There sure isn’t a lack of optionality when it comes to banking products today. It can be quite overwhelming when looking over your choices and trying to decipher the technical terms that these companies use. The types of cards they offer aren’t excluded either. While there are many I could cover the three most common…
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Couples Finances

How Different Couples Eliminate the Stress of Money

    It’s a well-known fact that one of the top causes of a divorce today is the topic of money and the problems that surround it. In fact, according to Marriage.com it is a close second only to infidelity. Money is an uncomfortable topic for most and when that communication breaks down between two…
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Make Deposits

How Small Deposits Equal a Big Payout

  Now before you even start reading this article I already know what you are thinking. “Shelby is money all you ever think about?” Well to answer your question, no and this post has little to nothing to do with money. Instead, it’s about applying a basic concept that is most used in personal finance,…
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Iceland 2

Travel to Iceland for Only $1000

    When reviewing my pre-trip article for Iceland I realized I made a critical mistake which was not giving you, the reader, the context of the whole trip so here’s the breakdown. Where: Reykjavik & Akureyri, Iceland  Duration: 6 days/5 nights  Group Size: 6 People First off, Iceland is AMAZING. The word amazing actually does…
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How much do you need to save?

How Much Do You Need To Retire? – Part 3

Over the past two weeks, we’ve talked about how common it is for people to wait until it’s too late to start saving for retirement. By now, you should understand the importance of putting money into your retirement account as early as possible to give compounding interest a chance to take over and turn your…
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Banking

Which Bank is Best for You? Credit Union, Online?

Banking seems so simple but why do so many people get it wrong? If you read my Top 5 Personal Finance Priorities for Your 20s then you know that this is #1 and here is why. Your banking options are limitless. You can use a small local credit union, an online bank, or a large…
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