Category: Mentalility

$5,000 Per Month In Passive Income By 30 – Here’s How

Building, maintaining, and then re-investing in passive income streams has always been something that has interested me. I mean who doesn’t want to get paid while they sleep? Now, if you have read or watched any of my past content on passive income you know I say that half-way jokingly. Passive income will pay you…
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I Gave Up Social Media – Here’s Why It’s Time You Take A Break

Social media and the internet in general is a huge part of our lives. Most of us are on these platforms everyday, and maybe even hours at a time. They are fun, entertaining, and you can access some of the smartest, coolest, most amazing people in the world from your phone. Now, we’ve all heard…
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What If You Could Choose Where Your Tax Dollars Go?

If you have read any of the past work on Young, Dumb, and NOT Broke?! then you have probably caught on to the fact that I despise taxes. I can’t stand them. Every two weeks, I see my paystub and the amount that is taken out makes me feel sick. It feels like my hard-earned…
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What The Fed Cutting Interest Rates To 0% Means For Young People

The Federal Reserve has been cutting interest rates and it has been raising alarms. But what does this really mean for young people? The Federal Reserve cutting interest rates is going to affect the interest rates on your savings, money market, and other interest-bearing accounts. Along with that, your credit card interest rate may drop…
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The Keys To The Good Life – Health & Money

I can already take a guess that many of you that read the title of this article are rolling your eyes. You are thinking to yourself “is this guy really about to tell me that money is one of the most important things in my life?” Well, I am and I’m not. Confused yet? I…
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Putting Out Content Has Become Tough – Coronavirus Writer’s Block

Over the last 18 months, I have made it a priority to pump out as much content as I can for YD&NB. It’s been a rewarding process to track the numbers and I’ve learned so much as a creator and blogger. Hopefully, I also helped a few of you out along the way. But over…
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The Chain Effects COVID-19 Will Have On Small Businesses

Chances are that right now, you are either working from home or in full-on quarantine mode. From everyone I’ve talked to, life pretty much sucks right now and I get it. Let’s do a small exercise to take your minds off things or at the least, give you something to do if you’re bored. I…
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I’m Done Stressing About Coronavirus – Putting My Energy Elsewhere

To be honest, I hate that I’m having to write another post about the coronavirus situation but here we are. I would love to tell you this will be my last post about the virus but chances are that won’t be true. In case you missed anything and want to get caught back up here…
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3 Ways To Track Your Expenses To Build Wealth – How I Spent $50,000 Last Year

If you want to become better at managing your money and ultimately put more of it in your pocket, then you need to learn to manage your expenses. All too often people want to jump ahead in their financial journey and wonder why they aren’t building their wealth. The reason? They haven’t mastered the basics…
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You’re Broke, Not Poor – How Everyday Choices Dictate Your Financial Life

It’s time for a tough question; are you actually poor or are you just broke? All too often, I see people complain about how poor they are. They blame the system or their circumstances. It’s a victim mentality and one that will leave you broke your whole life. It reminds me of this gif (to…
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