I’m going to give you the best financial advice you will ever read and ever need. But first, a disclaimer: *nothing in this post is financial advice, it is all my personal opinion and experiences and you should do whatever you think is best with your own finances* I know that seems a little weird.…
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Lately, I’ve realized that I’m terrible at spending money. It sounds like a weird issue (and I’m lucky to have it) but in some aspects, it is an issue. I’ve spent the last 10 years programming myself to save and be frugal. Make the smart decision now of delayed gratification so in the future I…
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Over the last 6 months, there has been a shift in my investing mentality. Actually, now that I type it out it has been shifting for the last 10 years constantly. I started out buying individual stocks thinking I was going to be some “great trader” then I shifted to real estate, then index funds…
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This market is crazy. The S&P 500 is at an all-time high, we’re still printing money in excess, we haven’t returned to a normal unemployment percentage, and we have stocks and altcoins skyrocketing. All that chaos begs the question: What should you be investing in? Now, some of you reading this know that I bought…
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As humans, we hate change. It is our nature to find what works for us and stick to it. Change is hard. It’s uncomfortable. Why do we have to change if what we’re doing isn’t hurting anything? The question we should be asking ourselves is “is this good enough?”. Sure, maybe what you’re doing isn’t…
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Most people that go to college end up with student loan debt. Often it’s seen as a means to an end, as in you have to spend a little money (or a lot) in order to improve your life. Most of the time we try to stay away from debt but could this kind actually…
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When you are 18 years old the world is an open book. You think you know it all but there is so much to learn and you’ll soon find out, sometimes the hard way. I was a punk at 18 and made some awful choices. Luckily those choices weren’t too damaging and I turned out…
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The Federal Reserve has been cutting interest rates and it has been raising alarms. But what does this really mean for young people? The Federal Reserve cutting interest rates is going to affect the interest rates on your savings, money market, and other interest-bearing accounts. Along with that, your credit card interest rate may drop…
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Investing in real estate, especially a multifamily unit or duplex, is a huge deal. It’s a decision with hundreds of thousand of dollars on the line and many unforseen risks. It’s a decision that should take time and careful evaluation. In an ideal world, you will have a mentor that has already been through the…
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Chances are that right now, you are either working from home or in full-on quarantine mode. From everyone I’ve talked to, life pretty much sucks right now and I get it. Let’s do a small exercise to take your minds off things or at the least, give you something to do if you’re bored. I…
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