My first full year of blogging is complete and it’s hard to believe that I’m even typing that. This year felt like it flew by, seriously don’t you feel the same? I had an amazing year and have grown as a person but how much did my blog grow specifically? Blogging is hard and don’t…
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Annual fee credit cards offer some great rewards that you can’t find in regular credit cards. But this begs the question is paying the annual fee actually worth it? I wrote an article a whole back outlining how credit card rewards work but I left out one key element, the math. Is it worth having…
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My worst fear happened this month. I missed a credit card payment. Yes, as someone who tells you to follow the golden rule of credit cards, I know that I messed up. I didn’t follow my own rule but don’t write me off yet. I didn’t do it on purpose so allow me to explain.…
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If you’ve been following YD&NB from the beginning then you will know that my most controversial articles have been about life insurance and whether it is a scam or not. That post received quite a bit of backlash but it also got people asking questions. Why will I never buy whole life insurance? In short,…
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Do you know how much you need to retire? Or how to calculate how much you need for retirement? If you answered no, there’s no need to worry. You are similar to most people and that’s okay. After reading this article, you will not only know how much you approximately need when you retire but…
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I have been searching for the best app to manage my money and I think I finally found it in Tiller Money. I’ve tried Mint, Personal Capital, You Need A Budget, the list goes on and on but they have all had their drawbacks. I’ve only been using Tiller for 30 days and I can…
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Well my 100th blog post, it’s finally here. I can remember almost a year and a half ago when I was writing my first couple posts thinking how awesome it would be to have my own website and I was right. I want to use my 100th post for something that isn’t about trying to…
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Earlier this year I opened up a Wealthfront account. It was my first online robo-advisor account of this type so I didn’t know what to expect. After some time using the product and all of its offerings I can happily say it’s amazing. When people hear robo-advisor they tend to get a little freaked out.…
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Over the last couple of years, more and more online savings accounts have been popping up. These used to be something people had never seen before and the benefits they offered people were great, almost too great. With these benefits came obvious criticism. How can they offer such high-interest rates? I don’t trust my money…
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It’s no secret that it can be challenging to get a credit card if you have a low credit score. Let’s talk about which cards go with which scores. I have scoured all over the internet, reading hundreds of articles, and watching way too many YouTube videos and I got almost nowhere. The truth is…
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