It’s been over eight years now since I got my first credit card. It was an exhilarating feeling knowing that a piece of plastic had unlimited amounts of ‘money’ on it. Luckily for me, I was taught how a credit card works and that anything I spent had to be paid back. What I didn’t…
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It’s time to stopping using pen and paper to manage our money and pick up something we already have at our fingertips, our phone. No longer do we need to hope our math is correct or spend hours calculating our financials, which that just plain bores us. So what are the top financial phone apps…
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Alexandria Ocasio-Cortez has ruffled feathers yet again in Washington with her idea of a 70% tax rate on the rich. Depending on what side of the fence you stand on this may seem like the right or wrong thing to do. I’m not here to tell you which side on the fence you should be…
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Happy New Year! 2019 has officially started and I have a whole lot of plans. Last week I outlined to you how I like to approach setting and reaching my goals. Since I’ve tried to be as transparent as possible since day 1 I want to let you know what my plans are for YD&NB…
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2018 is over, well almost over, and it has been quite the year. With the New Year coming up that means one thing is for certain: New Year’s resolutions. Personally, I’m not a fan of the term resolution for the simple reason that I think society has changed the meaning. Instead of it being something…
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On June 30th, 2018 I published the first article on this site. It’s an article with great information but looking back it was so terribly written that I can’t believe anyone has ever come back. My first six months of blogging are almost up and I want to do a recap. Looking back and thinking…
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Brush up on your Spanish it’s time to head to Mexico! I just recently returned from almost a week on the island of Cozumel and it was amazing. The weather was nice, the drinks were cold, and the food was delicious. What more could someone ask for in a vacation? If you’re planning a trip…
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Disclosure: There are some affiliate links below and I may receive commissions for purchases made through links in this post. Christmas is less than 2 weeks away, do you have your gift shopping done yet? In order to help you not break the bank, I made a list of my top 20 gifts under $20.…
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Just imagine with me for one second. You’re laying on the beach and a waitress approaches and asks if you need anything. You order a tequila sunrise and a plate of chips and guac, it’s 10 am. After your morning nap, you take a dip in the ocean and then make your way to lunch.…
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Let’s talk about everyone’s favorite topic; student loans. I know they aren’t the most exciting topic. In fact, they are extremely boring but learning to understand them may be the most important thing you can do for your finances. Student loans are approaching a tipping point with a total national debt quickly headed towards…
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